Laybuy

Laybuy Logo

How it works. 

Buy now, pay later with Laybuy. 
We've partnered with Laybuy to bring you a new way to pay. Simply add to your cart and select Laybuy at checkout.

 

If you’re a new Laybuy customer.

 

Laybuy Arrow Icon

Step 1.

Enter your details to open an account.

 Laybuy Account Icon

Step 2.
You'll need to agree to Laybuy's 'consumer' T&Cs where you will find more details on the credit search that is carried out by Laybuy, as well as other important information about the risks associated with using Laybuy.
 
Laybuy Tick Icon
Step 3.
If you're approved, we'll let you know straight away. We might need more info and we can't guarantee you'll be approved.
 

You can manage your Laybuy account on line or in the app: 

-           Check your purchases.

-           Manage your orders and instalments.

-           See when your payments are due.

-           Make early repayments.

-           Report returns directly.

 

If you're an existing Laybuy customer.

 

Simply login to your account and follow the prompts.

 

Laybuy is unregulated credit.

Please use Laybuy responsibly. Laybuy lends you a fixed amount of credit so you can pay for your purchase over 6 instalments, due weekly. You must be 18+ and a permanent UK resident (excl Channel Islands). Acceptance is not guaranteed. T&Cs and other eligibility criteria apply. Missing payments may affect your credit score, limit your access to Laybuy and affect your ability to access third party credit in future. Ensure you can make payments on time. Unpaid debt is passed to a debt collection agency. Laybuy is credit that is not regulated by the Financial Conduct Authority.

 

Fees & charges.

Laybuy charges a £6 late fee for each late instalment, and a further £6 if it’s still unpaid 7 days later. The maximum amount of late fees charged per purchase is £24. You can't pay by Laybuy until outstanding amounts are repaid.

 

Warning: Late repayment can cause you serious money problems. For help, go to www.moneyhelper.org.uk